Vacation time has ended and back to work. Soccer season has also started and coaches are finetuning their strategy and execution plan with the (new) team that they now have. This week I am for business in a town called Lviv in Ukraine. A lovely town where local people also enjoy life the same way […]
Belgian people are known within Europe as savings champions. In a survey about money at the end of March (see Blog post “Saving Belgian has no appetite for risk …Our reflection.” ) it was concluded that 67% of Belgians are saving money and 33% could not. The average amount is around 200 Euro. But does that […]
On friday 26th of May, an article in the financial newspaper De TIJD caught my interest. It had the title “Flemish student scores well in financial literacy”. As one of my goals of this blog is to teach everyone about personal finance, I was interested to read about the financial literacy and conclusions from this […]
you don’t know the following 5 key insights about investing money in the stock market When you ask an investor what is the most important element of your portfolio, 95% will give you the WRONG answer. Most investors assume still that capital gains deliver the biggest return longterm. But in reality it is not capital […]
Saturday morning 22 April. We just finished breakfast. Our first horse riding class of the season got cancelled as our teacher texted that she was sick. Nothing we could do about it but it changed my day program that I planned. I get a phone call on my mobile…it shows UNKNOWN…mmmm I am always sceptical […]
Being rich…what does it mean to you? Or do you want to be wealthy? Being rich has different meanings for different people. You can perfectly be rich without having any money. But it is definitely harder to pay for your education and enjoy life without money. During my career I travelled in more than 20 […]
In the week of the 27 – 31st of March, the week of the Money started to educate kids (and adults) personal finance. The goal was also to place personal finance more in the picture. You can read more information on the following URL : http://www.deweekvanhetgeld.be On Monday 27th, a press release of Wikifin.be was released […]
Many people are afraid, are not interested, nor want to spend the time to manage their money. They rather prefer spend time on hobbies, spending money and are happy that they have enough money to cover their monthly expenses. They consider managing their money difficult and rather leave it up to the bank to store […]
Inflation – why you get poorer without realizing it. Imagine you want to buy flowers every week for your loved one and visit her by train. The train ticket costs 10 euro. However in july 2016 the Belgian inflation rose with 2,28%. This means your train ticket is now 12,3 Euro. Life became more expensive […]
My goal is to become financially independent by the age of 67 , hopefully earlier— i.e., not necessarily fully retiring, but having the financial means to lessen the emphasis on working. My approach to the markets is a steady and methodical style of investing. I view investing as a marathon sport, not a sprint. I […]