
Hi I’m Patrick, a Belgium-based personal finance expert.
A passionate horse rider, frugalist, investor, photographer, author, and travel enthusiast, I started my financial independence journey in 2013 after losing more than 30% of my net worth. After making my biggest financial mistakes of my life, I have amassed a dividend portfolio to pave the path to financial freedom. Additionally we apply 4 strategies for 4 portfolios (My Own Personal, My mom, my kids and my foster child) with 4 different objectives.
This blog is created to chronicle my quest for financial independence and a happy family life through travel experiences. I am a self-taught personal finance expert and DIY investor. My specialties include stock investing, passive income, different ways for growing your money, frugal living, self-improvements, and travel.